Is Your Roofing Quote Fair?
Enter the numbers from your roofing quote. We'll check the price, scope, and contractor against real Texas market data.
Enter your quote details
Pull these numbers from your contractor's written estimate.
If your quote shows "squares," multiply by 100. One roofing square = 100 sq ft.
Last updated: March 2026. Pricing data from local contractor surveys and public permit records.
How This Quote Analyzer Works
Enter your quoted price and roof size, select the material, then check off every line item that appears in your written estimate. We compare your price per square foot against Texas market data, check your scope against the 14 items that every complete roofing estimate should include, and screen for 11 contractor red flags including illegal deductible waivers under Texas HB 2102.
Your quote gets a letter grade (A through F) based on three weighted factors: price fairness (35%), scope completeness (35%), and red flag assessment (30%). Any quote that includes a deductible waiver offer automatically receives an F regardless of other scores, because that practice is illegal in Texas.
Enter Your Quote
Total price, roof size, material type, and which line items are included.
Flag Red Flags
Check any contractor behaviors that raised concerns during your interaction.
Get Your Grade
See your score, missing items, price assessment, and specific next steps.
What Every Texas Roofing Quote Should Include
A complete estimate itemizes scope, not just a total. Missing items mean missing scope, which means surprise costs during the project.
| Line Item | Why It Matters | Priority |
|---|---|---|
| Tear-off & disposal | Without this, they may overlay, which hides damage and voids some warranties. | Critical |
| Underlayment type | Synthetic outperforms felt in every measurable way. Felt is a cost-cutting choice. | Critical |
| Shingle brand & product | Brand determines warranty coverage. Generic "architectural shingles" is not specific enough. | Critical |
| Flashing replacement | Reusing old flashing on a new roof is the #1 source of post-installation leaks. | Critical |
| Decking repair pricing | Per-sheet price ($75-$150) prevents mid-project cost surprises. | Critical |
| Building permit | Required for full replacements. Skipping it risks insurance coverage and resale issues. | Critical |
| Warranty terms | Material warranty and workmanship warranty are separate. Both should be specified. | Critical |
| Drip edge, ridge cap, starter strip | Standard components. If missing, ask whether they are included in another line. | Standard |
What Texas Homeowners Should Know About Roofing Quotes
Texas roofing costs vary dramatically by city. A standard asphalt shingle replacement on a 2,000 square foot home ranges from $6,000 in Lubbock to $30,000 in Austin. The statewide average sits around $8,000-$15,000 for standard architectural shingles.
Labor accounts for 40-60% of every Texas roofing quote. Rates range from $1.50 per square foot in El Paso to $4.50 in Austin and Plano. The spread reflects differences in cost of living, construction demand, and local permitting requirements.
Material pricing has stabilized somewhat in 2026 after the 7-10% increases from 2024-2025. Asphalt shingles run $4.00-$7.50 per square foot installed depending on grade, while metal standing seam runs $7.00-$14.00. Always compare per-square-foot pricing between quotes, not just totals.
Texas Contractor Requirements
Texas has no statewide roofing license. Contractor registration requirements are set by individual cities and range from voluntary (Houston) to rigorous (San Antonio requires an FBI background check). This patchwork system means the burden of verification falls on you, the homeowner.
Every Texas contractor should carry general liability insurance ($300,000+ per occurrence) and workers' compensation coverage. Without workers' comp, you could be liable if a worker is injured on your property. Ask for a current Certificate of Insurance and call the insurer to verify the policy is active.
Texas HB 2102, effective September 1, 2019, makes it illegal for any contractor to waive, absorb, rebate, or pay your insurance deductible. Violations are a Class B misdemeanor carrying up to 180 days in jail and a $2,000 fine. Any contractor who offers this is committing a crime and asking you to participate.
When to Get More Quotes
This tool checks one quote against Texas market data. For the most reliable comparison, run 2-3 quotes through the analyzer and compare the grades side by side.
Get more quotes if:
- •Your quote scored C, D, or F
- •Critical line items are missing
- •Any red flags were triggered
- •Price is 25%+ above or below average
Your quote is probably fine if:
- •Scored A or B with fair pricing
- •All critical items are included
- •No red flags triggered
- •Contractor is locally registered and insured
Frequently Asked Questions
A complete roofing estimate should itemize at minimum: tear-off and disposal, underlayment type, shingle brand and product line, all flashing replacement, drip edge, ridge cap, pipe boots, starter strip, decking repair pricing (per-sheet), cleanup and debris removal, building permit, and warranty terms for both materials and workmanship. If any of these are missing, ask your contractor to add them before signing.
The most serious red flag is an offer to waive your insurance deductible, which is illegal in Texas under HB 2102. Other critical red flags: demanding full payment upfront, no written contract or scope of work, inability to show proof of insurance, and suggesting you skip the building permit. Warning signs include door-to-door solicitation after storms, pressure to sign immediately, no local business address, and out-of-state plates.
Compare line items, not totals. Two quotes that differ by $3,000 may be quoting different scope rather than different prices. Check that both quotes include the same underlayment type, flashing scope, and cleanup provisions. Compare per-square-foot pricing for the same material grade. A "cheaper" quote that skips tear-off, uses felt instead of synthetic underlayment, or omits flashing replacement will cost you more in the long run.
No. Texas HB 2102, effective September 1, 2019, makes it a Class B misdemeanor for any contractor to waive, absorb, rebate, or pay your insurance deductible. Penalties include up to 180 days in jail and a $2,000 fine. Your insurer can require proof of deductible payment before releasing your replacement cost holdback.
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